Pricing Policy

Introduction

Kundlo operates on a transparent, prepaid pricing model based on Kundlo Points. This pricing policy outlines our current plans, pricing structure, and related terms.

All prices are in Indian Rupees (INR) and include applicable taxes as per Indian regulations.

Subscription Plans

Kundlo offers prepaid subscription plans that grant Kundlo Points, which are consumed when you use premium features. Our current plans are:

Free Trial (New Users)

• ◆Price: Free
• ◆Points: 50 Kundlo Points
• ◆Availability: One-time welcome credit for new users only
• ◆Validity: 15 days
• ◆Profile Limit: 3 profiles
• ◆Relation to plans: Separate from the Prarambh plan - it is not a free Prarambh plan
• ◆Purpose: Try out the features before choosing a paid plan

Prarambh (Entry)

• ◆Price: ₹51
• ◆Points: 150 pts (2.9 pts/₹)
• ◆Validity: 15 days
• ◆Profile Limit: 5 profiles
• ◆Best for: Casual users who want to explore premium features occasionally

Vistar (Extended)

• ◆Price: ₹101
• ◆Points: 400 pts (4.0 pts/₹)
• ◆Validity: 30 days
• ◆Profile Limit: 15 profiles
• ◆Best for: Regular users who want consistent access to premium features

Sampoorn (Premium)

• ◆Price: ₹501
• ◆Points: 3000 pts (6.0 pts/₹)
• ◆Validity: 30 days
• ◆Profile Limit: 50 profiles
• ◆Best for: Power users and those seeking comprehensive astrological guidance

Custom Amount

• ◆Price: Any whole amount from ₹10 to ₹50, chosen by you
• ◆Points: 1 pt per ₹ (₹30 gives 30 pts)
• ◆Validity: Your Points stay usable for at least 7 days from the payment; a longer validity you already have is kept
• ◆Profile Limit: Unchanged - a custom amount keeps your current plan and its profile limit
• ◆Availability: On request, when you tell Kundlo that a plan costs more than you want to pay right now. From ₹51 up, a plan gives more points per rupee.

Kundlo Points System

What Are Kundlo Points?

Kundlo Points are virtual credits used to access premium features within the Service. They are purchased through subscription plans and consumed when you use paid functionality.

Point Consumption

Points are consumed for the following types of features:

• ◆Birth Chart Analysis: 12 points - Analysis of your Vedic birth chart for a life area
• ◆Dasha Analysis: 18 points - Vimshottari planetary periods and timing
• ◆Gochar (Transit) Analysis: 18 points - Current planetary transits and their effects
• ◆Chart Query: 8 points - A factual lookup in your chart (placements, divisional charts, Ashtakavarga)
• ◆Milan (Compatibility) Analysis: 30 points - Compatibility matching between two saved profiles
• ◆Muhurta Search: 18 points - An auspicious date and time for an activity
• ◆Day Panchang: 5 points - Tithi, Rahu Kaal, Choghadiya and Disha Shool for a day and place
• ◆Remedies: 15 points - Remedies for your chart
• ◆Gemstone Guidance: 15 points - Which gemstone suits your chart
• ◆Dosha Check: 12 points - Manglik, Kaal Sarp and Pitra dosha
• ◆Prashna (KP Horary): 15 points - A question judged from a number; the same matter asked again within a month is free
• ◆Baby Name Letters (Namakaran): 5 points - Auspicious starting letters from the Moon's nakshatra
• ◆PDF Birth Report: 40 points - Full report delivered on WhatsApp (your first one is free; re-sending a report costs 2 points)
• ◆Kundli Milan PDF Report: 45 points - Full matching report for two profiles (re-send 2 points)
• ◆Web Search: 3 points per search - Supplementary information lookup
• ◆Chat messages: Every third consecutive message that uses no paid analysis costs 2 points while your plan is active; a paid analysis resets the count, and nothing is charged once your plan has expired or your points are used up
• ◆Knowledge Base Search: Free - Always accessible for astrological and app information
• ◆Profile Management: Free - Creating and managing birth profiles
• ◆Payment Management and Referrals: Free - Recharging, managing your account and inviting friends

These costs are also listed in the in-app guide. Kundlo tells you a feature's cost when your balance cannot cover it or whenever you ask; it does not interrupt a reading to announce the cost first.

Point Properties

• ◆No Cash Value: Kundlo Points have no cash value and cannot be converted to currency.
• ◆Non-Transferable: Points cannot be transferred between accounts or users.
• ◆Non-Refundable: Once purchased and credited, points are non-refundable (except in specific technical error cases - see Refund Policy).
• ◆Expiration: Points have a validity period tied to the purchased plan (7-30 days). Expired points are forfeited and cannot be restored.
• ◆Profile Limits: Each plan has a maximum number of birth profiles (5-50 profiles). Additional profiles require plan upgrades.
• ◆Value Tiers: Point value per rupee increases with higher tiers - Prarambh (2.9 pts/₹), Vistar (4.0 pts/₹), Sampoorn (6.0 pts/₹).

Payment Methods

We accept payments through the following methods, all processed securely by Razorpay:

• ◆Credit Cards: Visa, Mastercard, American Express, RuPay
• ◆Debit Cards: Visa, Mastercard, RuPay
• ◆UPI: All major UPI apps (Google Pay, PhonePe, Paytm, BHIM, etc.)
• ◆Net Banking: All major Indian banks
• ◆Wallets: Paytm, Amazon Pay, and other major wallets

All payments are processed in Indian Rupees (INR) only.

Payment Security

• ◆Razorpay Integration: All payments are processed through Razorpay, a PCI DSS compliant payment gateway.
• ◆No Card Storage: Kundlo does not store, process, or have access to your credit card, debit card, UPI, or bank account details.
• ◆SSL/TLS Encryption: All payment transactions are encrypted using industry-standard SSL/TLS protocols.
• ◆Secure Authentication: Razorpay uses multi-factor authentication and fraud detection systems.
• ◆Regulatory Compliance: Our payment processes comply with RBI guidelines and Indian financial regulations.

Taxes and Fees

• ◆GST: All prices displayed on Kundlo include applicable Goods and Services Tax (GST) as per Indian tax laws.
• ◆No Hidden Fees: The price you see at checkout is the final price you pay. There are no hidden processing fees, service charges, or additional costs.
• ◆Payment Gateway Fees: Payment gateway processing fees are absorbed by Kundlo and not passed on to customers.
• ◆International Cards: For international cards, your bank may apply foreign transaction fees or currency conversion charges. These are controlled by your bank, not Kundlo.

Pricing Changes

• ◆Right to Modify: Kundlo reserves the right to modify plan prices, point allocations, and validity periods at any time.
• ◆Advance Notice: For material price changes, we will provide at least 30 days' advance notice via WhatsApp or email.
• ◆Existing Purchases: Price changes apply only to future purchases. Points already purchased and credited to your account remain valid according to the terms at the time of purchase.
• ◆Feature Pricing: The point cost for specific features may change. New pricing will apply when you use the feature.

Promotional Pricing

• ◆Discounts and Offers: From time to time, Kundlo may offer promotional discounts, special offers, or bonus points.
• ◆Limited Time: Promotional pricing is available for a limited time and subject to specific terms and conditions.
• ◆Non-Transferable: Promotional benefits cannot be transferred between accounts or combined with other offers unless explicitly stated.
• ◆Fair Use: We reserve the right to limit the use of promotional offers to prevent abuse.

Payment Issues and Disputes

• ◆Payment Failed: If your payment fails, please check your payment method details, ensure sufficient funds, and try again. Contact your bank if issues persist.
• ◆Payment Debited but Points Not Credited: If your payment was successful but points were not credited within 30 minutes, contact us immediately with your payment details for resolution.
• ◆Duplicate Charges: If you were charged multiple times for the same transaction, we will refund duplicate charges upon verification.
• ◆Disputes: For payment disputes, contact our support team first at support@kundlo.com. We will work with Razorpay to resolve legitimate disputes.

Refund Policy

Our refund policy is governed by the principle that all sales are final, with limited exceptions. Please review our complete Refund Policy for detailed information.

In summary:

• ◆Purchased points are non-refundable except in cases of technical errors
• ◆Refund requests must be made within 7 days of purchase
• ◆No refunds for dissatisfaction with astrological predictions
• ◆No refunds for expired or unused points

Contact for Pricing Inquiries

If you have questions about our pricing, payment methods, or need assistance with a purchase:

• ◆Email: support@kundlo.com
• ◆WhatsApp: Message us directly within the app
• ◆Response Time: Within 24 hours for pricing inquiries

Price Transparency Commitment

Kundlo is committed to pricing transparency. We believe that customers should always know:

• ◆Exactly what they are paying for
• ◆How many points they will receive
• ◆How long those points remain valid
• ◆How many points each feature consumes

All pricing information is clearly displayed before purchase, and point costs are shown before you use any premium feature.